Logically, it makes more sense to work with a local, independent insurance agent because and independent agent has access to multiple A-rated carriers for all your insurance needs. Captive agents represent ONLY one company (i.e. State Farm agent, Farm Bureau agent, Shelter agent, Nationwide agent, Allstate agent, etc…). Captive Agents don’t have access to multiple markets for auto, home, motorcycle, boat, rental dwellings, umbrellas, etc.
Independent Agents Can Shop For the Best Rates
If you’re not happy with the rates on your insurance, you can always call an independent agent (broker) to have them shop your account. Brokers act as your local agent and service your policy changes, billing, and assist you with claims. Captive agents only have one company to quote. Many years ago, clients were loyal to a brand. The presence of the Internet has allowed these clients to access rates from several agencies locally.
The Future of the Insurance is Independent Agents
There’s nothing wrong with a captive agent or agency, but the future of auto/home/life insurance will be geared towards “more options” for the consumer. Something only an Independent Insurance Agent can provide. Dealing with an Independent and local insurance broker unlocks your potential to secure the best protection, purchase the most options, and save the maximum amount on insurance premiums.
Rollins Insurance represents multiple A-rated insurance companies to make sure we deliver the most competitive rate packages to our clients in Kentucky and Ohio.
Contact us (859-781-7283) for more information or get a free quote!
About Rollins Insurance
Rollins Insurance is an independent insurance agency providing our clients the best prices with the most coverage possible since 2008. We represent multiple A-rated insurance companies to make sure we deliver the most competitive rate packages to our clients in Kentucky and Ohio. We find that most people are under-insured and over-paying when we meet them. We love what we do and our primary business is Personal Auto, Homeowners, and Life and Health insurance. We are a family-owned and managed business that specializes in providing needs-based insurance services.
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