Tips, Trends, & News
Who Can I Name as a Beneficiary on My Life Insurance Policy?…
Every insurance policy requires you to name a beneficiary. A beneficiary in the broadest sense is a natural person or other legal entity who receives money or other benefits from a benefactor. For example, the beneficiary of a life insurance policy is the person who...
A 9 Step Procedure To Follow After You Are In An Automobile Accident, In Most Cases…
You've been involved in an automobile accident...what should you do? The following 9 step procedure will help you protect yourself after an auto accident, in most cases... Report the Incident - Call 911 (or the non-emergency police line) to report the incident. If...
5 Things to Know About Getting Life Insurance for Your Children…
Depending on what you read, buying life insurance for children is a great act of love. The coverage is a way to save money for kids and “protect their insurability” - meaning their ability to buy more life insurance later, no matter their health, in addition to the...
Car and Truck Insurance Tips – Should I Get Full Coverage or Liability Coverage Auto Insurance?
The difference between liability and full coverage is straightforward. Liability insures against the damage you could cause other people or their property while on the road. Full coverage applies to damage to your vehicle. Liability coverage is a legal requirement in...
7 Reasons Why Stay-at-Home Parents Need Life Insurance…
The purpose of life insurance is to protect the people you love most financially. If a stay-at-home parent passes away, that's a significant financial hit for any family to take. A life insurance policy payout can be a safety net that helps the survivors shoulder the...
What Happens to Auto Insurance Rates After An Accident?…
It's common knowledge that an auto accident directly impacts car insurance costs. However, the amount by which your auto insurance premium increases after a crash depends on myriad details. If you are involved in an auto accident, you might be facing some uncertainty....
Have You Been Denied Life Insurance? Follow These Steps To Get Insured…
Life insurance companies use a process called underwriting to determine not only how much your insurance premiums will be but also whether you’re eligible for life insurance coverage at all. Each insurer’s underwriting guidelines vary, so if you get declined for life...
Health Insurance Tips – How To Define Your Health Insurance Cost…
For most of us, health care costs seem to increase every year, and saving money on health insurance feels more and more out of reach. The typical American family of four paid more than $7,100 in health insurance premiums in 2017. That does not include out of pocket...
Does Your Insurance Pay Off Your Loan When Your Car or Truck is Totaled?…
If the insurance company deems your car a "total loss", you're still stuck with the terms of your car loan. Collision and comprehension will not cover the cost of replacing your car. Therefore it may not cover all payments you have left on your loan. You should know...
Questions Most Expecting Mom’s Have About Life Insurance…
Life insurance might not have crossed your mind before there was a newborn relying on you. But having a baby changes everything. If this is your first time looking for coverage, you may have questions. Here are some typical ones we have heard over the years... Term or...
Most of What You Need to Know About Basic Kentucky Auto Insurance…
As of 10/15/19... Kentucky Automobile Insurance Requirements for Drivers Since the residents of Kentucky do reserve the right to decline to follow the no-fault system, and since injury and medical expenses beyond a certain point waive the at-fault driver’s right not...
Texting On Your Phone IS Distracted Driving. View 6 Ways To Stop Yourself From Texting While Driving…
People should not drive while they are distracted. Talking and texting while you driving will distract you from what should be you #1 focus... Driving! The U.S. Department of Transportation reported that 1.6 million automobile accidents happen every year because of...
The Differences And Advantages Of Having An Independent Insurance Agent Versus An Exclusive Captive Agent…
Logically, it makes more sense to work with a local, independent insurance agent because and independent agent has access to multiple A-rated carriers for all your insurance needs. Captive agents represent ONLY one company (i.e. State Farm agent, Farm Bureau agent,...
Rollins Insurance is an Independent Insurance Agency Providing Our Clients the Best Prices With The Most Coverage Possible Since 2008!
We represent multiple A-rated insurance companies to make sure we deliver the most competitive rate packages to our clients in Kentucky and Ohio. We find that most people are under-insured and over-paying when we meet them. We love what we do and our primary business is Personal Auto, Homeowners, and Life and Health insurance. We are a family-owned and managed business that specializes in providing needs-based insurance services. >> Learn More
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(859) 781-7283
Rollins Insurance
7000 Houston Road, Suite 6
Florence, KY 41042
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