Tips, Trends, & News

Tips for Choosing the Right Health Insurance Plan…

Tips for Choosing the Right Health Insurance Plan…

Choosing the right health insurance plan can be a daunting task, especially during open enrollment season when you're faced with a multitude of options. It's important to carefully consider your needs and budget to ensure you make the best decision for yourself and...

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7 Signs That Your Home May Be Underinsured…

7 Signs That Your Home May Be Underinsured…

Home insurance is like an umbrella that protects you when it rains. But what if that umbrella is riddled with holes? Many homeowners assume that their insurance policy provides comprehensive coverage, only to find out they are underinsured when they need to file a...

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Mold Insurance: What Every Homeowner Needs to Know…

Mold Insurance: What Every Homeowner Needs to Know…

Mold is a common problem that many homeowners have to deal with at some point. It can be a costly and frustrating issue to resolve, especially if you're unsure about whether your homeowners insurance will cover the damages. In this comprehensive guide, we will explore...

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5 Tips to Keeping Your Auto Insurance Premiums Low…

5 Tips to Keeping Your Auto Insurance Premiums Low…

If you’re like many Americans, you might often wonder if you’re paying too much for your auto insurance premiums. You’ve likely searched the internet for ways to cut costs. There are several things to assess when looking at your premium rates and how to reduce them....

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9 Ways To Lower Your Homeowners Insurance Costs…

9 Ways To Lower Your Homeowners Insurance Costs…

The price you pay for your homeowner's insurance can vary by hundreds of dollars, depending on the insurance company you buy your policy from. Your home is a major investment, and it needs protection. Home insurance is the smart choice, but it can be expensive. Here...

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What Is The Difference Between Bonded And Insured?…

What Is The Difference Between Bonded And Insured?…

A surety bond is a guarantee with financial implications involving three parties, whereas insurance is a contract between two parties for coverage related to specific losses. Both bonds and insurance protect from losses. It's better to be bonded and insured than to be...

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What To Do When Your COBRA Health Insurance Runs Out…

What To Do When Your COBRA Health Insurance Runs Out…

What is the benefit of COBRA insurance? The Consolidated Omnibus Budget Reconciliation Act (COBRA) is a health insurance program that allows eligible employees and their dependents the continued benefits of health insurance coverage when an employee loses their job or...

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What’s The Best Car Insurance For New Drivers?…

What’s The Best Car Insurance For New Drivers?…

A "new driver" can be teenagers, young adults or persons who got their driver's license later in life, as well as drivers who are new to the United States. Getting your driver’s license for the first time can be an exciting milestone. It can give you a sense of...

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7 Reasons Why Stay-at-Home Parents Need Life Insurance…

7 Reasons Why Stay-at-Home Parents Need Life Insurance…

The purpose of life insurance is to protect the people you love most financially. If a stay-at-home parent passes away, that's a significant financial hit for any family to take. A life insurance policy payout can be a safety net that helps the survivors shoulder the...

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Used Car Insurance: Everything You Need To Know…

Used Car Insurance: Everything You Need To Know…

Buying used car insurance is similar to buying insurance for a brand-new vehicle. You will need to determine the level of coverage needed and compare quotes among different providers. A used car insurance policy protects the vehicle from both third-party liabilities...

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Best Options On Car Insurance For College Students…

Best Options On Car Insurance For College Students…

College can come with some significant expenses — from tuition to room and board. The average college student for 2020-2021 spent more than $35,000. You (or your parents) may be looking for ways to cut some costs, including saving some money on your car insurance. It...

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8 Pretty Simple Ways to Reduce Car Insurance Premiums…

8 Pretty Simple Ways to Reduce Car Insurance Premiums…

The cost of purchasing an automobile has significantly increased as well as the number of car accidents. Finding ways to cut costs is becoming more important due to both of these. Here are some ways to decrease your insurance costs. Smaller Vehicle The bigger the car...

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Auto Insurance Tips – What Is Car Insurance Deductible?

Auto Insurance Tips – What Is Car Insurance Deductible?

An auto insurance deductible is what you pay “out of pocket” on a claim before your insurance covers the rest. Collision, comprehensive, uninsured motorist, and personal injury protection coverages all typically have a car insurance deductible. You typically have a...

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5 Important Things to Know About Term Life Insurance…

5 Important Things to Know About Term Life Insurance…

With so much going on in the world now, life insurance might not seem like a hot topic at the dinner table. However, because so much has happened in the past year, people are more likely to be discussing what they need to do to be prepared for emergencies. Because of...

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Ways You Can Build Wealth With Permanent Life Insurance…

Ways You Can Build Wealth With Permanent Life Insurance…

You are probably familiar with how life insurance works, but do you know how permanent insurance works?... Term Life Insurance Term life insurance offers coverages for a particular time period i.e. the term. If you were to die within the term, your beneficiaries will...

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What Happens to Auto Insurance Rates After An Accident?…

What Happens to Auto Insurance Rates After An Accident?…

It's common knowledge that an auto accident directly impacts car insurance costs. However, the amount by which your auto insurance premium increases after a crash depends on myriad details. If you are involved in an auto accident, you might be facing some uncertainty....

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Rollins Insurance is an Independent Insurance Agency Providing Our Clients the Best Prices With The Most Coverage Possible Since 2008!

We represent multiple A-rated insurance companies to make sure we deliver the most competitive rate packages to our clients in Kentucky and Ohio. We find that most people are under-insured and over-paying when we meet them. We love what we do and our primary business is Personal Auto, Homeowners, and Life and Health insurance. We are a family-owned and managed business that specializes in providing needs-based insurance services. >> Learn More

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