by Rollins Insurance | Feb 15, 2024 | Life Insurance
Every insurance policy requires you to name a beneficiary. A beneficiary in the broadest sense is a natural person or other legal entity who receives money or other benefits from a benefactor. For example, the beneficiary of a life insurance policy is the person who...
by Rollins Insurance | Dec 1, 2023 | Disability Insurance, Life Insurance
Planning a wedding is a huge task and very time consuming, but remember the wedding and honeymoon is just the start of your life together. You need to also be planning a solid financial base for your future. You may have discussed joint or separate bank accounts,...
by Rollins Insurance | Jan 10, 2023 | Life Insurance
Depending on what you read, buying life insurance for children is a great act of love. The coverage is a way to save money for kids and “protect their insurability” – meaning their ability to buy more life insurance later, no matter their health, in addition to...
by Rollins Insurance | Sep 20, 2022 | Life Insurance
Life insurance companies use a process called underwriting to determine not only how much your insurance premiums will be but also whether you’re eligible for life insurance coverage at all. Each insurer’s underwriting guidelines vary, so if you get declined for life...
by Rollins Insurance | Dec 3, 2021 | Life Insurance
You are probably familiar with how life insurance works, but do you know how permanent insurance works?… Term Life Insurance Term life insurance offers coverages for a particular time period i.e. the term. If you were to die within the term, your beneficiaries...